All Previous Years Health Plan Review Documents

For current year documents visit the Form and Rate Review section.

2022 Rate Review Documents:
2022 Rate Review Process Press Release - Requested Rates
2022 Public Comment Solicitation Rate Review Process
2022 Small Employer Rate Review Detailed Summary
2022 Large Group Rate Review Detailed Summary
2022 Individual Rate Review Detailed Summary

Final 2022 Rate Review All Market Requested and Approved Summary 2021

2022 Commercial Health Insurance Rate Review - Actuarial Memoranda

2022 Rate Review Public Comments and Objections

OHIC Approves 2022 Health Insurance Premiums

Recording - Virtual Town Hall 2022 Rate Requests

For public access to the form and rate filings submitted on May 17th, 2021 please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings (Coverage/Plan Year 2022)
Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Numbers:
2022 BCBSRI Individual Submission (Form): BCBS-132755366
2022 BCBSRI Individual Submission (Rate): BCBS-132812175
2022 BCBSRI Small Group Submission (Form): BCBS-132755149
2022 BCBSRI Small Group Submission (Rate): BCBS-132812180
2022 BCBSRI Large Group Submission (Rate): BCBS-132812218
2022 NHPRI Individual Submission (Form): NHRI-132780045
2022 NHPRI Individual Submission (Rate): NHRI-132837475
2022 NHPRI Small Group Submission (Form): NHRI-132781737
2022 NHPRI Small Group Submission (Rate): NHRI-132837484
2022 United HMO Small Group Submission (Form): UHLC-132790709
2022 United PPO Small Group Submission (Form): UHLC-132789852
2022 United Small Group Submission (Rate): UHLC-132831076
2022 United Large Group Submission (Rate): UHLC-132832318
2022 Tufts HMO Small Group Submission (Form): THPC-130980553
2022 Tufts HMO Small Group Submission (Rate): THPC-132825527
2022 Tufts PPO Small Group Submission (Form): THPC-130980562
2022 Tufts PPO Small Group Submission (Rate): THPC-132825860
2022 Tufts Large Group Submission (Rate): THPC-132839660
2022 Aetna Large Group Submission (Rate): AETN-132806602
2022 Cigna Large Group Submission (Rate): CCGP-132802696

Consumer Disclosures for Coverage Year 2022
(Updated as of 6/29/2021)
Blue Cross Individual 2021 Consumer Disclosure
Blue Cross Small Group 2021 Consumer Disclosure
NHP Individual 2021 Consumer Disclosure
NHP Small Group 2021 Consumer Disclosure
United Small Group HMO 2021 Consumer Disclosure
United Small Group PPO 2021 Consumer Disclosure
Tufts Health Plan Small Group HMO 2021 Consumer Disclosure
Tufts Health Plan Small Group PPO 2021 Consumer Disclosure

Beginning in 2014, the federal Affordable Care Act required health plans sold in the individual and small group markets to offer a comprehensive package of items and services, known as “essential health benefits.” According to federal regulations, Rhode Island chose Blue Cross Blue Shield’s Small Group Vantage Blue plan sold in 2012 as RI’s benchmark plan for use in the 2014-2016 plan years. For plan years 2017-2019, the Office of the Health Insurance Commissioner retained the existing plan but the one sold in plan year 2014.


For plan year 2020 and beyond, the Office of the Health Insurance Commissioner, upon review and in collaboration with CMS/CCIIO, has decided to retain RI’s existing EHB Benchmark Plan which is Blue Cross Blue Shield of RI’s 2014 Small Group Vantage Blue.


The document listed below exhibits the Benchmark Plan selection of the State of Rhode Island for Essential Health Benefits purposes. Please note: Language clarifying the inclusion of Methadone coverage was added after the original 2014 EHB plan selection. This clarification intended to affirm continued compliance with federal parity obligations and allay consumer concerns regarding the appearance of non-compliance in the original benchmark plan documents.

2020 Rate Review Documents:
OHIC Approves 2021 Health Insurance Rates

Final 2021 Rate Review All Market Requested and Approved Summary

Press Release - 2020 Requested Commercial Health Insurance Rates
2020 Public Comment Solicitation Rate Review Process
2020 Small Employer Rate Review Detailed Summary
2020 Large Group Rate Review Detailed Summary
2020 Individual Rate Review Detailed Summary

2020 Rate Review Public Comments and Analysis of the Office of the Attorney General
____________________________________________________
For public access to the form and rate filings submitted on June 18th, 2020 please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings 2020 (Coverage Year 2021)
Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Numbers:
2020 BCBSRI Individual Submission (Form): BCBS-132316116
2020 BCBSRI Individual Submission (Rate): BCBS-132404728
2020 BCBSRI Small Group Submission (Form): BCBS-132313971
2020 BCBSRI Small Group Submission (Rate): BCBS-132365724
2020 BCBSRI Large Group Submission (Rate): BCBS-132405333
2020 NHPRI Individual Submission (Form): NHRI-132320932
2020 NHPRI Individual Submission (Rate): NHRI-132426358
2020 NHPRI Small Group Submission (Form): NHRI-132320982
2020 NHPRI Small Group Submission (Rate): NHRI-132426392
2020 United HMO Small Group Submission (Form): UHLC-132322591
2020 United PPO Small Group Submission (Form): UHLC-132320515
2020 United Small Group Submission (Rate): UHLC-132382610
2020 United Large Group Submission (Rate): UHLC-132382603
2020 Tufts HMO Small Group Submission (Form): THPC-132323333
2020 Tufts HMO Small Group Submission (Rate): THPC-132425848
2020 Tufts PPO Small Group Submission (Form): THPC-132323406
2020 Tufts PPO Small Group Submission (Rate): THPC-132425806
2020 Tufts Large Group Submission (Rate): THPC-132425850
2020 Aetna Large Group Submission (Rate): AETN-132402219

2020 Cigna Large Group Submission (Rate): CCGP-132384768

Consumer Disclosures for Coverage Year 2021
(Updated as of 7/21/2020)

Blue Cross Individual 2021 Consumer Disclosure
Blue Cross Small Group 2021 Consumer Disclosure
NHP Individual 2021 Consumer Disclosure
NHP Small Group 2021 Consumer Disclosure
United Small Group HMO 2021 Consumer Disclosure
United Small Group PPO 2021 Consumer Disclosure
Tufts Health Plan Small Group HMO 2021 Consumer Disclosure
Tufts Health Plan Small Group PPO 2021 Consumer Disclosure

Premium Credit Filing

Premium Credit Instructions - 2020

2019 Rate Review Documents:

Press Release: 2020 Requested Commercial Health Insurance Rates 

2019 Public Comment Solicitation Rate Review Process

Final 2020 Rate Review All Market Requested and Approved Summary

2019 Small Employer Rate Review Detailed Summary

2019 Large Group Rate Review Detailed Summary

2019 Individual Rate Review Detailed Summary

2019 Individual Rate Review Detailed Summary with Market Stability Initiatives

____________________________________________________
For public access to the form and rate filings submitted on May 17, 2019 and May 31, 2019 please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings 2019
Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Numbers:
2019 BCBSRI Individual Submission (Form): BCBS-131893508
2019 BCBSRI Individual Submission (Rate): BCBS - 131903315
2019 BCBSRI Small Group Submission (Form): BCBS-131893676
2019 BCBSRI Small Group Submission (Rate): BCBS-131903338
2019 BCBSRI Large Group Submission (Rate): BCBS-131903295
2019 NHPRI Individual Submission (Form): NHRI-131886224
2019 NHPRI Individual Submission (Rate): NHRI-131930440
2019 NHPRI Small Group Submission (Form): NHRI-131886237
2019 NHPRI Small Group Submission (Rate): NHRI-131930572
2019 United HMO Small Group Submission (Form): UHLC-131894633
2019 United PPO Small Group Submission (Form): UHLC-131869269
2019 United Small Group Submission (Rate): UHLC-131865915
2019 United Large Group Submission (Rate): UHLC-131865929
2019 Tufts HMO Small Group Submission (Form): THPC-131892260
2019 Tufts HMO Small Group Submission (Rate): THPC-131865168
2019 Tufts PPO Small Group Submission (Form): THPC-131890650
2019 Tufts PPO Small Group Submission (Rate): THPC-131865085
2019 Tufts Large Group Submission (Rate): THPC-131865146

Consumer Disclosures for Coverage Year 2020
(Updated as of 5/31/2019)

Blue Cross Individual 2020 Consumer Disclosure
Blue Cross Small Group 2020 Consumer Disclosure
NHP Individual 2020 Consumer Disclosure
NHP Small Group 2020 Consumer Disclosure
United Small Group HMO 2020 Consumer Disclosure
United Small Group PPO 2020 Consumer Disclosure
Tufts Small Group HMO 2020 Consumer Disclosure
Tufts Small Group PPO 2020 Consumer Disclosure

On August 17, 2018, Health Insurance Commissioner Marie L. Ganim, PhD announced her final decision on commercial health insurance premiums for 2019. She approved lower rates than those requested by most health insurers. The rising cost of medical care - the prices insurers pay to providers for particular services and the number of services members use - continues to be the main driver of health insurance premium growth.

Press Release: OHIC approves commercial health insurance rates for 2019

Requested and Approved Summary for 2019 Rates in the Individual, Small Group, and Large Group Markets

Other 2018 Rate Review Documents:

2018 Public Comment Solicitation Rate Review Process

2018 Rate Review Process Large Group Detailed Summary

2018 Small Employer Rate Review Detailed Summary

2018 Individual Rate Review Detailed Summary

Press Release: 2019 Requested Commercial Health Insurance Rates Have Been Submitted to OHIC for Review

____________________________________________________

For public access to the form and rate filings submitted on May 15, 2018 please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings 2018
Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Numbers:
2018 BCBSRI Individual Submission (Form): BCBS-131439180
2018 BCBSRI Individual Submission (Rate): BCBS-131477590
2018 BCBSRI Small Group Submission (Form): BCBS-131439249
2018 BCBSRI Small Group Submission (Rate): BCBS-131477589
2018 BCBSRI Large Group Submission (Rate): BCBS-131477538
2018 NHPRI Individual Submission (Form): NHRI-131449302
2018 NHPRI Individual Submission (Rate): NHRI-131446448
2018 NHPRI Small Group Submission (Form): NHRI-131449332
2018 NHPRI Small Group Submission (Rate): NHRI-131446492
2018 United HMO Small Group Submission (Form): UHLC-131445329
2018 United PPO Small Group Submission (Form): UHLC-131428638
2018 United Small Group Submission (Rate): UHLC-131500143
2018 United Large Group Submission (Rate): UHLC-131500989
2018 Tufts HMO Small Group Submission (Form): THPC-131441532
2018 Tufts HMO Small Group Submission (Rate): THPC-131502515
2018 Tufts PPO Small Group Submission (Form): THPC-131441609
2018 Tufts PPO Small Group Submission (Rate): THPC-131502540
2018 Tufts Large Group Submission (Rate): THPC-131502525

Consumer Disclosures for Coverage Year 2019
(Updated as of 5/29/2018)

Blue Cross Individual 2019 Consumer Disclosure

Blue Cross Small Group 2019 Consumer Disclosure

NHP Individual 2019 Consumer Disclosure

NHP Small Group 2019 Consumer Disclosure

United Small Group HMO 2019 Consumer Disclosure

United Small Group PPO 2019 Consumer Disclosure

Tufts Small Group HMO 2019 Consumer Disclosure

Tufts Small Group PPO 2019 Consumer Disclosure

2018 BCBSRI Direct Pay Hearing Process

For public access to BCBSRI's individual market form and rate filing submitted on May 15, 2018, please use the link below and enter in the SERFF Tracking number to access the filing. Insurers filing in the individual and small group market were required to file a consumer disclosure form explaining their proposed rate increases (please see above).

Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Number for Direct Pay:
2018 BCBSRI Individual Submission (Rate): BCBS-131477590

Blue Cross Direct Pay Hearing:
2018 BCBSRI Direct Pay hearings will be held July 5th and 6th, 2018 at 9:00 a.m. On July 5th, 2018 at 6:00 p.m. and July 6th, 2018 at 9:00 a.m. will be heard public comment at the Rhode Island Public Utilities Commission Hearing Room 89 Jefferson Blvd. Warwick, Rhode Island. 

For previous year Direct Pay Process documents please click here.

On August 17, 2017, Health Insurance Commissioner Marie Ganim, PhD announced her final decision on commercial health insurance premiums for 2018. She approved lower rates than those requested by most health insurers. The rising cost of medical care - the prices insurers pay to providers for particular services and the number of services members use - continues to be the main driver of health insurance premium growth. Also, the reinstatement of the federal health insurance tax adds up to 2% to premiums in some markets.

Press Release: 2018 Rate Announcement

2018 Rate Review All Market Requested and Approved Summary

Blue Cross Blue Shield of Rhode Island (BCBSRI), Neighborhood Health Plan of Rhode Island (NHPRI), Tufts Health Plan (Tufts), and United Healthcare (United) filed with the State of Rhode Island Office of the Health Insurance Commissioner (OHIC) to request approval for rates to be charged to individuals, small employers, and large employers effective in 2018.

BCBSRI and NHPRI have filed in the individual market. All four commercial health insurers have filed in the small employer market. BCBSRI, Tufts, and United have filed in the large employer market. OHIC has the responsibility of reviewing the rates with the goal of holding the insurers publicly accountable for making health insurance more affordable while ensuring their solvency.
As a part of its review of the rates filed, OHIC is soliciting public comment on what has been submitted by the insurers. OHIC believes that public input is essential and will take all input received into account in developing its final decision. All public comments must be received by OHIC by July 27, 2017. There will also be a public input meeting on June 18, 2017 at 5:30pm at the State of Rhode Island Public Utilities Commission (89 Jefferson Boulevard, Warwick).

The documents below explain how to submit public comment to OHIC:

2017 Rate Review Process Public Input Session Agenda

2017 Small Employer Rate Review Detailed Summary

2017 Individual Rate Review Detailed Summary

2017 Public Comment Solicitation Rate Review Process

2017 Rate Review Process Large Group Detailed Summary ___________________________________________________________
For public access to the form and rate filings submitted on May 12, 2017 and June 16, 2017, please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings 2017
Access Rhode Island Rate Review SERFF Filings 

2018 Individual Market Contingency Filings
SERFF Tracking Numbers:

2017 BCBSRI Individual Submission (Form): BCBS-131178081
2017 BCBSRI Individual Submission (Rate): BCBS-131191183
2017 NHPRI Individual Submission (Form): NHRI-131187574
2017 NHPRI Individual Submission (Rate): NHRI-131188692

SERFF Tracking Numbers:
2017 BCBSRI Individual Submission (Form): BCBS-130979141
2017 BCBSRI Individual Submission (Rate): BCBS-131023122
2017 BCBSRI Small Group Submission (Form): BCBS-130979146
2017 BCBSRI Small Group Submission (Rate): BCBS-131023065
2017 BCBSRI Large Group Submission (Rate): BCBS-131023061
2017 NHPRI Individual Submission (Form): NHRI-130972744
2017 NHPRI Individual Submission (Rate): NHRI-130988977
2017 NHPRI Small Group Submission (Form): NHRI-130972843
2017 NHPRI Small Group Submission (Rate): NHRI-130989122
2017 United HMO Small Group Submission (Form): UHLC-130978061
2017 United PPO Small Group Submission (Form): UHLC-130980366
2017 United Small Group Submission (Rate): UHLC-131081175
2017 United Large Group Submission (Rate): UHLC-131031867
2017 Tufts HMO Small Group Submission (Form): THPC-130980553
2017 Tufts HMO Small Group Submission (Rate): THPC-131081744
2017 Tufts PPO Small Group Submission (Form): THPC-130980562
2017 Tufts PPO Small Group Submission (Rate): THPC-131081765
2017 Tufts Large Group Submission (Rate): THPC-131036470

Consumer Disclosures for Coverage Year 2018
(Updated as of 7/7/2017)
Blue Cross Individual 2018 Consumer Disclosure
Blue Cross Small Group 2018 Consumer Disclosure
NHP Individual 2018 Consumer Disclosure
NHP Small Group 2018 Consumer Disclosure
United Small Group HMO 2018 Consumer Disclosure
United Small Group PPO 2018 Consumer Disclosure
Tufts Small Group 2018 Consumer Disclosure

2017 BCBSRI Direct Pay Hearing Process

For public access to BCBSRI's individual market form and rate filing submitted on June 16, 2017, please use the link below and enter in the SERFF Tracking number to access the filing. Insurers filing in the individual and small group market were required to file a consumer disclosure form explaining their proposed rate increases (please see above).

Direct Pay Notice of Public Hearing Times

Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Number for Direct Pay:
2017 BCBSRI Individual Submission (Rate): BCBS-131023122

Blue Cross Direct Pay Hearing:
2017 BCBSRI Direct Pay hearings will be held July 20th and 21st, 2017 at 9:00 a.m. On July 20th, 2017 at 6:00 p.m. and July 21st, 2017 at 9:00 a.m. will be heard public comment at the Rhode Island Public Utilities Commission Hearing Room 89 Jefferson Blvd. Warwick, Rhode Island. 

On August 11, 2016, Health Insurance Commissioner Kathleen C Hittner, MD announced her final decision on commercial health insurance premiums for 2017. She approved lower rates than those requested by most health insurers. The rising cost of medical care - the prices insurers pay to providers for particular services and the number of services members use - continues to be the main driver of health insurance premium growth.

Press Release: OHIC Approves Commerical Health Insurance Rates for 2017

Requested and Approved Summary for 2016 Rates for Individual, Small Group, & Large Group Markets 8/11/2016

On May 13, 2016, Blue Cross Blue Shield of Rhode Island (BCBSRI), Neighborhood Health Plan of Rhode Island (NHPRI), Tufts Health Plan (Tufts), and United Healthcare (United) filed with the State of Rhode Island Office of the Health Insurance Commissioner (OHIC) to request approval for rates to be charged to individuals, small employers, and large employers effective in 2017.

BCBSRI and NHPRI have filed in the individual market. All four commercial health insurers have filed in the small employer market. BCBSRI, Tufts, and United have filed in the large employer market. OHIC has the responsibility of reviewing the rates with the goal of holding the insurers publicly accountable for making health insurance more affordable while ensuring their solvency.

As a part of its review of the rates filed, OHIC is soliciting public comment on what has been submitted by the insurers. OHIC believes that public input is essential and will take all input received into account in developing its final decision. All public comments must be received by OHIC by June 27, 2015. There will also be a public input meeting on June 22, 2016 at 5:30pm at the State of Rhode Island Public Utilities Commission (89 Jefferson Boulevard, Warwick).

The documents below explain how to submit public comment to OHIC:

2016 Rate Review Public Comments (Non-BCBSRI Direct Pay)

2016 Public Comment Solicitation Rate Review Process 06222016

2016 Rate Review Process Public Input Session Updated Agenda 2016

Individual Rate Review Detailed Summary 06142016

2016 Small Employer Rate Review Detailed Summary 06142016

2016 Rate Review Process Large Group Detailed Summary 06142016

____________________________________________________________

For public access to the form and rate filings submitted on May 13, 2016, please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings 2016
Access Rhode Island Rate Review SERFF Filings 

SERFF Tracking Numbers:
2016 BCBSRI Individual Submission (Form): BCBS-130505786
2016 BCBSRI Individual Submission (Rate): BCBS-130553707
2016 BCBSRI Small Group Submission (Form): BCBS-130516039
2016 BCBSRI Small Group Submission (Rate): BCBS-130553711
2016 BCBSRI Large Group Submission (Rate): BCBS-130553712
2016 NHPRI Individual Submission (Form): NHRI-130508098
2016 NHPRI Individual Submission (Rate): NHRI-130562545
2016 NHPRI Small Group Submission (Form): NHRI-130508104
2016 NHPRI Small Group Submission (Rate): NHRI-130562590
2016 United HMO Small Group Submission (Form): UHLC-130515390
2016 United PPO Small Group Submission (Form): UHLC-130515392
2016 United Small Group Submission (Rate): UHLC-130567098
2016 United Large Group Submission (Rate): UHLC-130569721
2016 Tufts HMO Small Group Submission (Form): THPC-130517176
2016 Tufts HMO Small Group Submission (Rate): THPC-130563630
2016 Tufts PPO Small Group Submission (Form): THPC-130517273
2016 Tufts PPO Small Group Submission (Rate): THPC-130563601
2016 Tufts Large Group Submission (Rate): THPC-130563634

Consumer Disclosures for Coverage Year 2017
(Updated as of 5/20/2016)

Blue Cross Individual 2017 Consumer Disclosure
Blue Cross Small Group 2017 Consumer Disclosure
NHP Individual 2017 Consumer Disclosure
NHP Small Group 2017 Consumer Disclosure
United Small Group HMO 2017 Consumer Disclosure
United Small Group PPO 2017 Consumer Disclosure
Tufts Small Group 2017 Consumer Disclosure

2016 BCBSRI Direct Pay Hearing Process

For public access to BCBSRI's individual market form and rate filing submitted on May 13, 2016, please use the link below and enter in the SERFF Tracking number to access the filing. Insurers filing in the individual and small group market were required to file a consumer disclosure form explaining their proposed rate increases (please see above).

Access Rhode Island Rate Review SERFF Filings 
SERFF Tracking Number for Direct Pay:
2016 BCBSRI Individual Submission (Rate): BCBS-130553707

Blue Cross Direct Pay Hearing:
2016 BCBSRI Direct Pay hearings were held June 28th and 29th, 2016 at 9:00 a.m. June 28th, 2016 at 6:00 p.m. and June 29, 2016 at 9:00 a.m. for public comment at the Rhode Island Public Utilities Commission Hearing Room 89 Jefferson Blvd. Warwick, Rhode Island. 

Press Release: OHIC Approves Commercial Health Insurance Rates for 2016

Requested and Approved Summary for 2016 Rates in the Individual, Small Group, & Large Group Markets 9/10/2015

2015 All Markets Summary Rate Review Process 06222015

2015 Public Comment Solicitation Rate Review Process 06222015

2015 Rate Review Process Public Input Session Updated Agenda

2015 Individual Rate Review Process 06222015

2015 Small Employer Rate Review Process 06222015

2015 Rate Review Process Large Group Summary 06222015

Blue Cross Individual 2016 Consumer Disclosure

Blue Cross Small Group 2016 Consumer Disclosure

NHP Individual 2016 Consumer Disclosure

NHP Small Group 2016 Consumer Disclosure

United Individual 2016 Consumer Disclosure

United Small Group HMO 2016 Consumer Disclosure

United Small Group PPO 2016 Consumer Disclosure

Tufts Small Group 2016 Consumer Disclosure

ACA Disclosure Requirement

The Affordable Care Act includes features that promote transparency and hold insurers accountable for rate increases and how they spend your premium dollars. In compliance with this requirement OHIC publishes a list of all rate increase requests that meet or exceed 10 percent.

Rate Filings Justification for Rate Request of 10% or more

Company Name SERFF# Product Proposed Effective Date Requested Rate Increase HIOS roduct ID (Link to Consumer Disclosure)
No insurers in Rhode Island currently have proposed rate increases of 10% or more. Check back regularly for updates.
To comment on a proposed rate increase, email us at ohic.healthinsinq@ohic.ri.gov. Please reference the SERFF Number in your communication.

2015 BCBSRI Direct Pay Hearing Process

For public access to BCBSRI's individual market form and rate filing submitted on May 15, 2015, please use the link below and enter in the SERFF Tracking number to access the filing. Please note that this year, insurers filing in the individual and small group market were required to file a consumer disclosure form explaining their proposed rate increases.

Access Rhode Island Rate Review Serff Filings
SERFF Tracking Number for Direct Pay:

2015 BCBSRI Individual Submission: BCBS-130074424

Blue Cross Direct Pay Hearing:

2015 BCBSRI Direct Pay hearings were held July 7 and 8, 2015 at 9:00 a.m. July 7, 2015 at 6:00 p.m. and July 8, 2015 at 9:00 a.m. for public comment at the Rhode Island Public Utilities Commission Hearing Room 89 Jefferson Blvd. Warwick, Rhode Island. Notice of Public Hearing Final

Order and Decision

"Health Insurance Commissioner Kathleen C Hittner, MD announced her Amended Order and Decision on the insurance premium rate requested by Blue Cross Blue Shield of Rhode Island (BCBSRI) for its Direct Pay plans. The amended decision was developed in response to a Motion to Reconsider filed by Attorney General Peter F. Kilmartin. BCBSRI initially proposed an 18 percent increase to its direct pay rate. Hittner's decision reduced the rate increase to 10.4 percent."

Press Release 8/28/2015

Order and Decision of the Commissioner on Attorney General's Motion for Reconsideration 8/19/2015

Amended Order and Decision of the Commissioner 8/19/2015

Hearing Officer's Report and Recommendation

Instructions-Rate Review-Jan 2013

Changes-Form Review-June 2013

Rate Approval Conditions-Rates-June 2013

Filing-Rates-Tufts-LG-May 2013

Sum-Submitted Rates-June 2013

Filing-Rates-Tufts-LG-May 2013

Filing-Rates-BCBS-small group-April 2013

Filing-Rates-Neighborhood-individual-April 2013

sol of pub com-rates-May 2013

Filing-Rates-BCBS-small group-April 2013

Filing-Rates-Neighborhood-Small group-April 2013

Filing-Rates-Neighborhood-individual-April 2013

Filing-Rates-BCBS-Large Group-May 2013

Filing-Rates-Neighborhood-Small group-April 2013

Filing-Rates-Neighborhood-Small group-April 2013

Filing-Rates-UHC-LG-May 2013

Filing-Rates-Tufts-Small Group-April 2013

Sum-submitted rates-large employer-May 2013

Filing-Rates-Tufts-LG-May 2013

HIAC Summary of Information Filed May 2013

Sum-Approved Rates-June 2013

BCBSRI Direct Pay

Notice of Public Hearing

Filing Rates BCBS Direct Pay-April 2013

AG Exhibits

OHIC Exhibits

Final Order and Decision

Medicare Supplement

Sol of Pub Com-BCBS- Medicare Supp (group)-2013

Filing-Rates-BCBS- Medicare Supp Standardized Group-2013

Filing-Rates-UHC- Medicare Supplement (standardized)-2013

Sol of Pub Com-Rate Review-Bankers- Medicare-Standardized(indiv)-2013

Filing-Rates-Colonial- Medicare Supp Standard-2013

Filing-Rates-UHC- Medicare Supplement (pre-standardized)-2013

Filing-Rates-UHC- Medicare Supplement MIPPA-2013

Filing-Bankers-Medicare Supp Standardized(indiv)-2013

Sol of Pub Com-Rates-BCBS- Medicare Supp (indiv)-2013

Sol of Pub Com-Rates-Colonial- Medicare Supp-2013

HIAC Rate Review Process Guidelines April 2012

Order-Rates-Sept 2012

Filing-Rates-BCBS-May 2012

Clarification of rate decision-BCBS-Oct 2012

Conditions-Rates-June 2012

Filing-rates-Tufts-Oct 2012

Sum-rates-BCBS-SG and LG-Dec 2012

Filing-rates-BCBS-SG-Dec 2012

Response-Conditions-Rates-June 2012

Pub Coms-Rates-June 2012

Sol of Pub Com-rates-BCBS-Dec 2012

Pub Coms-rates-BCBS-Dec 2012

Sum-Rates-Aug 2012-Doc 1 and Sum-Rates-Aug 2012-Doc 2

Sol of Pub Com-Rates-May 2012

Order-Rates-Sept 2012

Sum-rates-BCBS-Dec 2012

BCBSRI Direct Pay

Filing-Rates-BCBS-indiv-Nov 2011

Note: The document above is a new submission made in 2011 for the rate for 2012.

Filing (updated)-rates-BCBS-indiv-March 2011

Order Appointing Hearing Officer-rates-BCBS-indiv-Nov 2011

Hearing Officer Decision-rates-BCBS-indiv-2011

List of Exhibits for Hearing-Rates-BCBS-Indiv-January 2011

AG Exhibit A-Rates-BCBS-Indiv-Jan 2011

AG Exhibit B-Rates-BCBS-Indiv-Jan 2011

AG Exhibit C-Rates-BCBS-Indiv-Jan 2011

AG Exhibit D-Rates-BCBS-Indiv-Jan 2011

AG Exhibit E-Rates-BCBS-Indiv-Jan 2011

AG Exhibit F-Rates-BCBS-Indiv-Jan 2011

AG Exhibit G-Rates-BCBS-Indiv-Jan 2011

AG Exhibit H-Rates-BCBS-Indiv-Jan 2011

AG Exhibit I-Rates-BCBS-Indiv-Jan 2011

AG Exhibit J-Rates-BCBS-Indiv-Jan 2011

AG Exhibit K-Rates-BCBS-Indiv-Jan 2011

AG Exhibit L-Rates-BCBS-Indiv-Jan 2011

AG Exhibit M-Rates-BCBS-Indiv-Jan 2011

AG Exhibit N-Rates-BCBS-Indiv-Jan 2011

AG Exhibit O-Rates-BCBS-Indiv-Jan 2011

AG Exhibit P-Rates-BCBS-Indiv-Jan 2011

AG Exhibit Q-Rates-BCBS-Indiv-Jan 2011

AG Exhibit R-Rates-BCBS-Indiv-Jan 2011

AG Exhibit S-Rates-BCBS-Indiv-Jan 2011

AG Exhibit T-Rates-BCBS-Indiv-Jan 2011

AG Exhibit U-Rates-BCBS-Indiv-Jan 2011

AG Exhibit V-Rates-BCBS-Indiv-Jan 2011

AG Exhibit W-Rates-BCBS-Indiv-Jan 2011

Filing of Subscription Rates

Filing Rates BCBS Direct Pay 2012

Sol of Pub Com-rates-BCBS-indiv-Jan 2012

Public Comments-Jan 2012

Request for Clarification

Order Appointing Hearing Officer

Press Release- Final Order

Final Order and Decision

Medicare Supplement

Filing-UHC-Medicare Supp (MIPPA)-Sept 2012

Sol of Pub Com-UHC-Medicare Supp-Oct 2012

Sol of Pub Com-Rates-Colonial-Medicare Supp-Oct 2012

FIling-rates-Bankers-Medicare Supp Stand-June 2012

Filing-rates-Colonial-Medicare Supp (standard)-Sept 2012

FIling-rates-BCBS-Medicare Supp Stand-July 2012

Sol of Pub Com-rates-Bankers-Medicare Supp-Aug 2012

Sol of Pub Com-rates-BCBS-Medicare Supp-Aug 2012

Filing-UHC-Medicare Supp (stand)-Sept 2012

Filing-rates-UHC-Medicare Supp (pre-stand)-Sept 2012