Rate Review

In order to ensure that insurance rates are fair to consumers and that insurance carriers stay financially solvent, OHIC reviews the prices that insurers set and the plans that they create through the annual form and rate review process. This process is a part of the office’s efforts to control premium growth faced by consumers and employers in Rhode Island.

For previous year Form and Rate Review documents please click here.

2025 Rate Review Documents:

2025 Rate Review Process Press Release - Requested Rates

2025 Public Comment Solicitation Rate Review Process

Click here to view invitation and virtual meeting link.

2025 Small Employer Rate Review Detailed Summary

2025 Large Group Rate Review Detailed Summary

2025 Individual Rate Review Detailed Summary

Coming July 2024

For public access to the form and rate filings submitted on May 13, 2024, please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.

RI SERFF Filings (Coverage/Plan Year 2025)

Access Rhode Island Rate Review SERFF Filings

SERFF Tracking Numbers:


2025 BCBSRI Individual Submission (Form): BCBS-134049601
2025 BCBSRI Individual Submission (Rate): BCBS-134064448


2025 BCBSRI Small Group Submission (Form): BCBS-134049589
2025 BCBSRI Small Group Submission (Rate): BCBS-134064404


2025 BCBSRI Large Group Submission (Rate): BCBS-134035588


2025 NHPRI Individual Submission (Form): NHRI-134039627
2025 NHPRI Individual Submission (Rate): NHRI-134103963


2025 NHPRI Small Group Submission (Form): NHRI-134039699
2025 NHPRI Small Group Submission (Rate): NHRI-134103967


2025 UHCNE Small Group Submission (Form): UHLC-134052871

2025 UHCNE Small Group Submission (Rate): UHLC-134066729


2025 UHIC Small Group Submission (Form): UHLC-134053235

2025 UHIC Small Group Submission (Rate): UHLC-134066736


2025 United Large Group Submission (Rate): UHLC-134066731


2025 HPHC NE HMO Small Group Submission (Form): HPHC-134048826
2025 HPHC NE HMO Small Group Submission (Rate): HPHC-134097021


2025 HPHC PPO Small Group Submission (Form): HPHC-134049279
2025 HPHC PPO Small Group Submission (Rate): HPHC-134083530


2025 HPHC Large Group Submission (Rate): HPHC-134083450


2025 Aetna Large Group Submission (Rate): AETN-134081209


2025 Cigna Large Group Submission (Rate): CCGP-134098068