Rate Review
In order to ensure that insurance rates are fair to consumers and that insurance carriers stay financially solvent, OHIC reviews the prices that insurers set and the plans that they create through the annual form and rate review process. This process is a part of the office’s efforts to control premium growth faced by consumers and employers in Rhode Island.
For previous year Form and Rate Review documents please click here.
2025 Rate Review Documents:
For public access to the form and rate filings submitted on May 13, 2024, please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/.
RI SERFF Filings (Coverage/Plan Year 2025)
Access Rhode Island Rate Review SERFF Filings
SERFF Tracking Numbers:
2025 BCBSRI Individual Submission (Form): BCBS-134049601
2025 BCBSRI Individual Submission (Rate): BCBS-134064448
2025 BCBSRI Small Group Submission (Form): BCBS-134049589
2025 BCBSRI Small Group Submission (Rate): BCBS-134064404
2025 BCBSRI Large Group Submission (Rate): BCBS-134035588
2025 NHPRI Individual Submission (Form): NHRI-134039627
2025 NHPRI Individual Submission (Rate): NHRI-134103963
2025 NHPRI Small Group Submission (Form): NHRI-134039699
2025 NHPRI Small Group Submission (Rate): NHRI-134103967
2025 UHCNE Small Group Submission (Form): UHLC-134052871
2025 UHCNE Small Group Submission (Rate): UHLC-134066729
2025 UHIC Small Group Submission (Form): UHLC-134053235
2025 UHIC Small Group Submission (Rate): UHLC-134066736
2025 United Large Group Submission (Rate): UHLC-134066731
2025 HPHC NE HMO Small Group Submission (Form): HPHC-134048826
2025 HPHC NE HMO Small Group Submission (Rate): HPHC-134097021
2025 HPHC PPO Small Group Submission (Form): HPHC-134049279
2025 HPHC PPO Small Group Submission (Rate): HPHC-134083530
2025 HPHC Large Group Submission (Rate): HPHC-134083450
2025 Aetna Large Group Submission (Rate): AETN-134081209
2025 Cigna Large Group Submission (Rate): CCGP-134098068