Rate Review In order to ensure that insurance rates are fair to consumers and that insurance carriers stay financially solvent, OHIC reviews the prices that insurers set and the plans that they create through the annual form and rate review process. This process is a part of the office’s efforts to control premium growth faced by consumers and employers in Rhode Island. For previous year Form and Rate Review documents please click here. 2024 Rate Review Documents: 2024 Rate Review Decision 2024 Rate Review Process Press Release - Approved Rates 2024 Rate Review All Market Requested and Approved Summary OHIC 2024 Commercial Health Insurance Rate Review Actuarial Memos 2024 Rate Review Process Press Release - Requested Rates Click here to view. 2024 Public Comment Solicitation Rate Review Process Click here to view. 2024 Rate Review Process Virtual Town Hall Details Click here to view invitation and virtual meeting link. 2024 Small Employer Rate Review Detailed Summary Click here to view. 2024 Large Group Rate Review Detailed Summary Click here to view. 2024 Individual Rate Review Detailed Summary Click here to view. 2024 Components of Premium Charts - June 2023 Click here to view. 2024 Public Comments Click here to view. RIAG Comment Letters and Actuarial Reports BCBSRI NHPRI UnitedHealthcare Harvard Pilgrim Aetna Cigna Additional Documentation on RIAG Public Comments Trend Support for Aetna, Cigna, and UHC Point32Health (HPIC/HPHC) Response to RIAG Actuary Review For public access to the form and rate filings submitted on May 1, 2023 please use the link below and enter in the SERFF Tracking numbers to access the filing. These submissions are currently under review by OHIC and are subject to change as the review process continues. Insurers filing in the individual and small group market are required to file a consumer disclosure form explaining their proposed rate increases. For access to the federal website on rate review, please visit: https://ratereview.healthcare.gov/. RI SERFF Filings (Coverage/Plan Year 2024) Access Rhode Island Rate Review SERFF Filings SERFF Tracking Numbers: 2024 BCBSRI Individual Submission (Form): BCBS-133618214 2024 BCBSRI Individual Submission (Rate): BCBS-133633817 2024 BCBSRI Small Group Submission (Form): BCBS-133618228 2024 BCBSRI Small Group Submission (Rate): BCBS-133633617 2024 BCBSRI Large Group Submission (Rate): BCBS-133633622 2024 NHPRI Individual Submission (Form): NHRI-133604913 2024 NHPRI Individual Submission (Rate): NHRI-133659270 2024 NHPRI Small Group Submission (Form): NHRI-133604967 2024 NHPRI Small Group Submission (Rate): NHRI-133659277 2024 UHCNE Small Group Submission (Form): UHLC-133620984 2024 UHIC Small Group Submission (Form): UHLC-133622518 2024 UHCNE Small Group Submission (Rate): UHLC-133647730 2024 UHIC Small Group Submission (Rate): UHLC-133647720 2024 United Large Group Submission (Rate): UHLC-133647781 2024 HPHC NE HMO Small Group Submission (Form): HPHC-133599222 2024 HPHC NE HMO Small Group Submission (Rate): HPHC-133654011 2024 HPHC PPO Small Group Submission (Form): HPHC-133605735 2024 HPHC PPO Small Group Submission (Rate): HPHC-133655334 2024 HPHC Large Group Submission (Rate): HPHC-133655859 2024 Aetna Large Group Submission (Rate): AETN-133595954 2024 Cigna Large Group Submission (Rate): CCGP-133657941